Looking for a Splitwise alternative? Here's what changed — and what to use instead.

What actually changed

Before 2023, Splitwise had no daily limit. Today, free accounts are capped at roughly 3–5 expense entries per day (Splitwise doesn't publish the exact number, and it appears to vary). Once you hit it, you're blocked from adding more until the next day — or told to upgrade to Splitwise Pro.

For occasional use (rent, one bill a month), you'll probably never notice. For a trip, a group dinner, or a busy week with roommates, it's common to hit the cap before lunch.

The real cost, if your group upgrades

Splitwise Pro runs $4.99/month or roughly $39.99–49.99/year, per user. Because balances are shared across a group, one person having Pro doesn't remove the cap for everyone else — if your whole household wants it gone, that's the price times every roommate. For a 4-person apartment, that's realistically $150-200+/year just to remove a limit that didn't exist a few years ago.